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All agents are NOT alike! Find out why I am a top real estate expert in the Augusta area. Call me: 706-868-3772 Ext. 207.
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Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
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| Q |
How did actress Jayne Mansfield decorate her Hollywood "Pink Palace" without buying any furniture?
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She wrote to furniture suppliers asking for free samples, telling them they could brag that their furniture was in her outrageous mansion. She received over $150,000 worth of free merchandise. |
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Clara Outler & Associates
Keller Williams Realty Augusta Partners
3633 Wheeler Road, Suite #125
Augusta, GA 30909
Office: 706-868-3772 Ext. 207
Fax: 706-868-3782
Direct: 706-396-8337
Cell: 706-951-3303
claraoutler@NUMBER1EXPERT.com
In Real Estate, It's All About the Service, that's because--It's All About YOU!    
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